Settlements vs Trials | Phoenix Car Accident Lawyers

• Overview
• Why Most Cases Settle
• When a Case Goes to Trial
• Pros & Cons
• Timeline Differences
• FAQs
• AZ Resources
• Free Case Review

After a car accident in Phoenix, your case may resolve through a settlement with the insurer or proceed to a jury trial. Here’s how they differ, why most cases settle, and when trial is the best path.

Why Most Car Accident Cases Settle

• Settlements provide faster compensation without waiting for court dates.
• They avoid the unpredictability of juries.
• Negotiation allows both sides to control the outcome.
• Medical bills and lost wages can be paid sooner.
• Fewer legal costs compared to trial preparation.

When a Case Goes to Trial

• The insurer denies liability or refuses to make a fair offer.
• Damages are significant and disputed (catastrophic injuries, permanent disability).
• Legal issues or policy exclusions must be decided by a court.
• The client chooses trial to seek full accountability and public verdict.

Settlements vs. Trials: Pros and Cons

Settlements	Trials
Quicker resolution, typically months not years.	Longer process; may take 1–2+ years.
Lower costs, less stress.	Higher costs, more stressful preparation.
Guaranteed payout (once agreed).	Uncertain outcome; potential for larger or zero verdict.
Private resolution.	Public record, establishes precedent.

Timeline Differences

A settlement may resolve within months after treatment is complete and records are collected. Trials involve discovery, depositions, motions, and scheduling that can take years. Our job is to pursue a fair settlement quickly but be fully prepared for trial if necessary.

FAQs: Settlements vs. Trials

What percentage of car accident cases go to trial?

Nationally, over 90% settle before trial. In Phoenix, most cases resolve by settlement too.

Can I reject a settlement offer?

Yes. Settlement requires your consent. If an offer is unfair, we can counter or proceed to trial.

Is a trial worth it?

Sometimes. If the insurer is unreasonable or injuries are severe, a jury may award more than settlement—but there is also more risk.

Arizona Resources

• Arizona Judicial Branch
• Maricopa County Superior Court

Related Guides

• Phoenix Car Accident Lawyer
• Settlement Guide
• Car Accident Lawyer Fees
• Free Consultation

Unsure Whether to Settle or Go to Trial?

We explain your options and prepare for both. Our Phoenix attorneys negotiate hard but are ready to fight in court if needed.

Call: (602) 903-6000  |  Start your free case review